September 7th Rate Increase. Video.

Alex Leite
Sep 13, 2022
1 min read

Tried and True Academy

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A table displaying the December 2026 interest rate forecasts from the six major Canadian banks. BMO, CIBC, RBC, and TD Bank forecast a 2.25% Bank of Canada rate, while National Bank and Scotiabank forecast 2.75%. The table also includes 5-year bond yield forecasts for 2026 and notes explaining the interest rate premiums banks add to market yields.

2026 Interest Rate Forecast - 6 Major Canadian Banks

As of early 2026, Canada’s economic landscape is at a pivotal crossroads, with the "Big Six" banks offering diverging visions for the year ahead. While the current Bank of Canada rate sits at 2.25%, the financial sector is split on whether we have reached the bottom of the cooling cycle. Leading institutions like BMO, RBC, and TD anticipate stability at the 2.25% mark through December 2026; however, Scotiabank and National Bank are signalling a shift, forecasting a climb back

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6 days ago2 min read

Infographic illustrating the 5 financial factors to consider before paying off your mortgage early, featuring a scale balancing mortgage interest savings against investment opportunity cost and liquidity.

5 Financial Factors to Consider Before You Pay Off Your Mortgage Early - Mortgage Prepayments

Deciding whether to pay off your mortgage early is one of the biggest financial decisions you'll face. While eliminating debt sounds great, the move can come with a high opportunity cost, loss of liquidity, and even affect your tax situation. This post breaks down the five critical financial factors you must weigh - from prioritizing retirement savings to avoiding prepayment penalties - to help you make the right choice for your money.

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An illustration showing a house with a dollar sign on it and a large red arrow pointing to a new house, representing the process of mortgage porting.

Mortgage Porting - What is Mortgage Porting & How Does It Affect My Mortgage?

Moving but want to keep your mortgage? Our guide on mortgage porting explains how you can transfer your mortgage to a new home and keep your great rate.

Alex Leite

Sep 25, 20252 min read

905 546 7399‬ - Aaron Porcaro

289 925 4829 - Alex Leite

aaron@triedandtruemortgages.ca

alex@triedandtruemortgages.ca

September 7th Rate Increase. Video.

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2026 Interest Rate Forecast - 6 Major Canadian Banks

5 Financial Factors to Consider Before You Pay Off Your Mortgage Early - Mortgage Prepayments

Mortgage Porting - What is Mortgage Porting & How Does It Affect My Mortgage?

905 546 7399‬ - Aaron Porcaro 289 925 4829 - Alex Leite aaron@triedandtruemortgages.ca alex@triedandtruemortgages.ca

Comments

2026 Interest Rate Forecast - 6 Major Canadian Banks

5 Financial Factors to Consider Before You Pay Off Your Mortgage Early - Mortgage Prepayments

Mortgage Porting - What is Mortgage Porting & How Does It Affect My Mortgage?

905 546 7399‬ - Aaron Porcaro

289 925 4829 - Alex Leite

aaron@triedandtruemortgages.ca

alex@triedandtruemortgages.ca